Bank: Capital Bank of Jordan.

Blink: Trademark owned by Capital Bank of Jordan.

Customer: A national or legal resident. In the singular or plural forms.

1. Account Opening and Confirmation

   Upon opening a fixed deposit account with Blink, the Bank shall issue a confirmation to the Customer specifying the reserved amount, the selected term, and the applicable interest rate. Interest on the fixed deposit shall be paid upon maturity, based on the term selected by the Customer.

2. Deposit Renewal & Maturity
   1. If the client opts for automatic renewal, the account will be renewed automatically upon maturity for the same term at the prevailing interest rate at that time. The client will be notified through the available and agreed-upon communication channels about the renewal of the deposit each time, at least five (5) business days before the maturity date.
   2. The customer has the right to choose to automatically renew only the principal deposit amount or to choose to renew the principal deposit amount along with the accrued interest.
   3. If auto-renewal is not selected, the principal amount and accrued interest will be credited to the Customer's main account upon maturity.
3. General Terms

   The Bank reserves the right, at its sole discretion, to refuse any deposit, set minimum and maximum deposit amounts, or return any reserved amount or portion thereof without prior notice.

   No additional funds shall be deposited into the account during the fixed deposit term. The Customer may open a new fixed deposit account to deposit additional amounts.

4. Deposit Breakage Pre-Maturity

   The Customer may withdraw the full amount from the account before the maturity date. In such cases, early withdrawal fees may apply. Partial withdrawals from the fixed term deposit are not permitted during the deposit term.

5. Fees and Charges

   The Customer acknowledges that, in the event of insufficient funds to cover any fees charged to the deposit account, the bank has the right to debit such fees from the Customer's current account or sub-accounts. If there are insufficient funds in these accounts, the Bank reserves the right to charge the fees to the Customer’s account in accordance with the fee schedule issued by the Bank.

6. Interest Rates

   The interest rates applicable to the deposit account are those set forth in the interest rate schedule at the time of account opening. These rates are fixed for the duration of the selected term and shall remain unchanged until the maturity date. The Bank reserves the right to modify interest rates for new Accounts.

7. Acknowledgment and Acceptance

By opening a Fixed Deposit Account with Blink, the Customer hereby acknowledges that they have read, understood, and agreed to these terms and conditions. The Customer agrees to comply with all applicable laws, regulations, and Bank policies.